Cash-strapped new drivers are being urged to watch out for bogus car insurance “deals” being promoted on social media.
The Insurance Fraud Bureau (IFB) issued the warning as thousands of learners prepare to pass their tests, following more than a year of disruption caused by the coronavirus pandemic.
Scams include “ghost broking”, where fraudsters pretend to be insurance brokers to sell unrealistically cheap and fake policies, often to younger drivers.
People could be paying hundreds of pounds for what in reality is no more than a photoshopped piece of paper, the IFB said. In some cases, scammers use stolen personal information to take out policies which are then doctored before being sold on.
When victims try to claim, they realise their policy is invalid and they have no cover.
If a collision is caused by the uninsured driver they may be liable for…