From the abyss of an economy-stopping global pandemic, the U.S. real estate market has emerged as arguably the hottest market in the world. Low interest rates and a future of working from home, or at least more flexible office arrangements, caused many Americans to relocate to suburban areas with lower costs and a higher quality of life. The pandemic-driven shifts ignited a residential housing boom and novel financial technology played a huge role in the surging market. 

Among private technology companies, startups targeting the inefficiencies and headaches of the real estate market are surging in value and growing at staggering rates. The process of getting a mortgage has long been considered a tedious slog of paperwork, and there have been few innovations to introduce young Americans…

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