There are few things that have escaped the transition to Zoom since the beginning of the pandemic; investment advice or ‘tips’ from friends are no exception.

Picture the scene: you’re settled in a comfortable chair, favourite tipple in hand, some snacks for light grazing on the table in front of you, and your friend is waxing lyrical about Tesla, Bitcoin, or (insert name of latest ‘hot tip’ here).

Where once this topic of conversation might have been the reserve of dinner party discussions – and even then, only dinner parties with a certain type of guest in attendance (you know the sort, late-30s upwards, a decent amount of disposable income, knows somebody who knows…

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