What’s the safest thing to do if a suspected scammer sends you money via an instant bank transfer?

That’s something Erin Scheithe wants to know. She recently received a surprising text that an unknown person had made a $925 cash app payment to her. Soon after that, a panicked woman emailed pleading for the return of the misguided funds. But when Scheithe asked her bank for guidance, things really started going wrong.

Elliott Advocacy is underwritten by Travelex Insurance Services. Travelex Insurance Services is a leading travel insurance provider in the United States with over 55 years combined industry…

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