The service is used by more than 10,000 merchants and has “tens of millions” of cardholder participants, said Sukhmani Dev, senior vice president of digital products, North America, at Mastercard.

Here are some questions and answers about safe practices when shopping online:

The Federal Trade Commission offers these tips: Shop with a credit card online, and never buy anything from online sellers that accept payment only by gift cards, money transfers or cryptocurrency. Such payments are nearly impossible to trace and reverse, and criminals often tell people to use those methods so they can get cash quickly, the commission says.

Vet unfamiliar websites before shopping by searching online for the merchant’s name and the word “complaint” or “scam,” the agency advises, and read the seller’s description of the goods carefully. If the seller offers brand-name goods at steep discounts, the agency…

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